Engage People
Job title:
Credit Underwriter Mortgages
Company
Engage People
Job description
This is a fantastic opportunity for an experienced Credit Underwriter or Analyst to join a fast-paced, regulated lending environment where your judgement and attention to detail will be highly valued. You’ll assess a wide range of mortgage applications across residential and buy-to-let portfolios, ensuring accuracy, compliance, and high service standards.Key Responsibilities
- Review and analyse all mortgage lending applications in line with policy and risk appetite
- Assess income documentation (Payslips, Salary Certs, Form 11s) to determine affordability
- Analyse bank statements and credit checks to evaluate repayment capacity
- Prepare detailed Credit Summary Reports and present them for approval
- Liaise with internal teams to ensure applications are assessed within agreed SLAs
- Evaluate special conditions, conveyancing issues, and exception requests
- Collaborate with Compliance to ensure ongoing regulatory alignment
- Support with internal reviews and contribute to business process improvements
What You Bring
- A relevant degree in Business, Finance, or related discipline
- APA Loans (or working toward QFA)
- Minimum 2 years’ credit underwriting experience, ideally in mortgages
- Proficient in Microsoft Office, particularly Excel and Word
- Strong analytical, judgement, and decision-making abilities
- Excellent written and verbal communication skills
- Ability to thrive in a high-energy, detail-focused environment
Why Apply?
- Opportunity to join a growing and ambitious mortgage lender
- Work with an experienced team where your ideas and input will be valued
- Collaborative, performance-driven culture with clear development opportunities
To express interest or learn more, apply today or get in touch for a confidential conversation.Meet Your Consultant
- Rob Cullen
- Recruitment Manager – Insurance Division
LinksSpecialismsFind Us ‘South Point’, Herbert House, 11 Harmony Row, Dublin, D02 H270About UsWe are recruitment experts with a financial focus, asking better questions to enable you to pursue your dream move
Expected salary
€38000 – 42000 per year
Location
Dublin
Job date
Wed, 02 Jul 2025 07:54:48 GMT
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