Client Onboarding Analyst (Maternity Cover)

Job title:

Client Onboarding Analyst (Maternity Cover)

Company

Clear Junction

Job description

Clear Junction is a global payments company, licensed and regulated by the FCA in the UK, that offers regulated end-to-end payment solutions based on proprietary in-house technology. The company’s infrastructure is designed to meet the growing needs of global financial companies.Founded in 2016, the business has seen double-digit growth year on year, with over 130 fintech professionals now based across the UK and mainland Europe. Clear Junction is ranked number one in the FEBE Growth 100 list as the fastest-growing, founder-led, privately owned business in the UK. We have also recently been named as one of the fastest growing privately held companies in The Sunday Times 100 List.Clear Junction is seeking a Client Onboarding Analyst for a maternity cover position, lasting for 6 months with the potential to transition into a rolling monthly contract. In this role, you will report directly to the Head of Commercial Compliance and be responsible for supporting compliance processes, including due diligence, AML, and risk management for prospective clients. This opportunity offers a chance to contribute to a dynamic and growing fintech company while working closely with key stakeholders to ensure adherence to regulatory standards.What we look for in a suitable candidate:
What You’ll Do

  • Act as the first line of defence for any inbound new business prospects alongside the Business Development Managers (BDM)/ Relationship Managers (RM) with respect to AML, FinCrime and sanction risk- and compliance-related issues
  • Screening prospective clients for sanctions, PEP exposure and adverse media to determine whether they are within risk appetite.
  • Perform initial due diligence of potential new clients and/or existing clients applying for new products.
  • Join calls/meetings alongside BDM/RM to assess potential risks of onboarding prospects. This includes both internal calls/meetings and direct interactions with prospective and existing clients.
  • Working collaboratively with the RMs and providing guidance/assistance on compliance matters, including potential compliance risks.
  • Advise and educate business lines on points of AML/CFT/FinCrime and regulation.
  • Supporting the implementation of controls across business lines.
  • Maintain relevant records and documentation, and keep an audit trail.
  • Contribute to the development, maintenance and implementation of sales- and compliance-related policies, procedures and other internal regulations, if requested by the department’s management.
  • Develop suggestions to enhance the CRM and other licensed and freeware tools used by the Sales and Marketing Department, as well as their integration with other software and services used by the company.
  • Contributing to the periodical monitoring, transaction and sanction screening, if requested.
  • Notifying the Head of Commercial Compliance about concerns and making escalations to the second line of defence where appropriate.

Requirements

  • Substantial experience in KYC/ KYB, Due Diligence, preferably in a fintech or finance industry
  • Proven experience in risk management, preferably in a fintech or finance industry
  • Understanding of risk management frameworks, methodologies, and tools.
  • Knowledge of industry regulations and compliance requirements.
  • A track record of managing risks and implementing risk management strategies.
  • Skills in conducting company searchers and use of resources such as Dow Jones Risk Centre is desirable
  • Able to work with people cross-departmentally and across different time zones.
  • Ability to use your own judgement to come to a decision but also be aware of when issues need to be escalated.
  • Ability to handle high volume of tasks while maintaining attention to detail
  • Ability to communicate with all levels of the firm professionally and tactfully.
  • Knowledge of different types of corporate structure
  • Knowledge of different types of financial services.
  • Knowledge of payment service and crypto is strongly desirable.
  • Strong written and verbal communication skills.
  • Degree level, or equivalent industry standard qualification is desirable.
  • Excellent analytical and problem-solving skills.

Benefits

  • Competitive Salary based on experience
  • Hybrid Working Arrangement (minimum of 3 days in the office)
  • 25 days annual leave (prorated to FTC equivalent)
  • Group Life Assurance
  • Employee Health and Wellbeing app with YuLife
  • Enhanced Company Pension
  • Regular company socials
  • Collaborative Team and Culture

Expected salary

£30000 – 35000 per year

Location

London

Job date

Fri, 18 Oct 2024 22:58:36 GMT

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