Junior Credit Risk Analyst

Job title:

Junior Credit Risk Analyst

Company

TF Bank

Job description

We are looking for a recent graduate or career changer eager to step into the
field of Credit Risk. As a Junior Credit Risk Analyst, you will learn as you go, playing an important role in developing credit risk analytics area in the bank.Key Responsibilities:

• Collect and analyse data from various sources, including internal systems, Credit Bureaus, to identify trends, patterns, and opportunities and propose changes in credit policy or marketing activities.
• Develop and maintain statistical models e. g. scorecards for credit risk area.
• Provide actionable insights and recommendations to stakeholders based on data analysis, helping them make informed decisions and drive business growth.
• Collaborate with teams within decision and analytics area and other ones in different geographical locations.
• Effectively communicate complex analytical findings and insights to both technical and non-technical stakeholders through presentations, reports, and visualizations.

Qualifications and Experience:

• University Degree in a relevant field such as Mathematics, Statistics, Economics, Quantitative Methods, Computer Science or Engineering.
• 1-2 years of experience in analytics or a data science field. Traineeships and summer jobs are taken into account.
• Experience in the financial sector is preferred, especially in retail credit risk area.
• Practical knowledge from the Nordic markets will be a plus.
• Proficiency in data modelling methodologies and statistical analysis techniques.
• Knowledge of programming languages such as Python or R is preferred.
• Knowledge of SQL for data extraction and manipulation.
• Experience in predictive modelling using logistic regression will be a plus.
• Excellent analytical and problem-solving skills, with a strong attention to detail.
• Algorithmic and creative approach to solving problems.
• Good communication and presentation skills, with the ability to translate complex data into clear and actionable insights.
• Ability to work effectively in a fast-paced, dynamic environment, managing multiple priorities and meeting deadlines.

Languages: Fluent English to be able to collaborate with colleagues from other countries. Finnish as well as other Nordic languages are considered a plus.Location: Helsinki.TF Bank was founded in Sweden in 1987 with the purpose of offering finance solutions to customers who ordered goods from mail order catalogs. Over time, the Group has grown both in terms of product offerings, revenues and geographic presence.TF Bank prioritises organic growth under controlled conditions, and expansion occurs within carefully selected segments and markets. The business is conducted in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, Austria, Spain, Ireland and the Netherlands through subsidiary, branch or cross-border banking with the support of the Swedish banking license.The operations are divided into three segments: Consumer Lending, Credit Cards and Ecommerce Solutions. TF Bank is listed on Nasdaq Stockholm.

Expected salary

Location

Helsinki

Job date

Sat, 04 Jan 2025 02:31:26 GMT

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